Claiming Death Benefits in Sydney With Funera

CLAIMING DEATH BENEFITS IN SYDNEY WITH FUNERA

At Funera we recognise the importance of providing affordable and compassionate funeral solutions. In addition to our funeral services, we can guide you through the process of claiming a deceased person's Superannuation Death Benefit.
CLAIMING A SUPERANNUATION

When a member of a superannuation fund passes away, it triggers the distribution of the total fund balance to their nominated beneficiary or beneficiaries. This includes any additional benefits from other financial products and services connected to the superannuation fund. This payout is known as a Superannuation Death Benefit.
CONSIDERATIONS FOR CLAIMING THE BENEFITS

To claim the benefits the following considerations must be taken note of:
  • If the deceased had multiple superannuation accounts, contacting each fund is necessary to claim the benefits.

  • To access the superannuation Death Benefit, one must identify all the deceased's superannuation accounts, determine the nominated beneficiaries for each fund, and check for additional services, such as life insurance, within the fund.

  • The superannuation Death Benefit is separate from the estate and cannot be included in the Will. The distribution is determined by the trustee according to the deed.

  • Beneficiaries for superannuation funds are designated directly through the fund, and they may differ from the beneficiaries of the estate.
  • BINDING AND NON-BINDING BENEFICIARIES

    Understanding the distinction between binding and non-binding beneficiaries is crucial. Superannuation funds typically allow members to nominate either type.
    BINDING BENEFICIARIES

    These are individuals nominated in writing to receive the superannuation benefit. They may be dependents or legal representatives, such as the executor of the deceased estate.
    NON-BINDING BENEFICIARIES

    In cases where no binding beneficiary is nominated, the super fund trustee will assess the fund member's relationship with the nominated individual at the time of death. The trustee will then determine the most appropriate recipient.
    INITIATING A CLAIM

    To begin the process of claiming a Superannuation Death Benefit, contact the relevant superannuation funds to notify them of the fund member's passing. Funera Sydney can assist with the necessary documentation and guide you through the entire process.
    FOR MORE INFORMATION

    For more information on affordable funeral options, including cremation services, contact Funera Sydney at www.funera.sydney/contact-us. Our team is dedicated to providing beautiful and budget-friendly funerals tailored to your needs.
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